Serious budgeting, zero ceremony
Plaid bank sync pulls every transaction. Snap a receipt and AI categorises it. Envelopes show what's truly left to spend — not what the bank pretends.
Nestomic is one shared, glanceable place where your family runs its budget, its shopping, and its week. Real envelope budgeting with bank sync, receipt-photo AI, meal plans, chores — and a wall calendar that works on any tablet you already own.
Debt payoff toolkit: free, forever. No card. No hardware. No catch.
The problem
Budget apps ignore the household. Family calendars charge £600 for hardware and ignore the money. So the mental load of family life ends up in six apps — and one stressed parent's head.
One shared place. One glance. Everyone on the same page.
Three pillars
Plaid bank sync pulls every transaction. Snap a receipt and AI categorises it. Envelopes show what's truly left to spend — not what the bank pretends.
The big shop, the meal plan, and who's emptying the dishwasher — shared with everyone, synced to the budget, and finished before the school run.
A shared family calendar with a wall-mountable portal mode. Mount any tablet you already own in the kitchen — no £600 frame required.
Money, properly
Every account, every transaction, pulled in automatically and matched to your envelopes. No Sunday-night data entry.
Photograph the receipt on the kitchen counter. Nestomic reads it, splits it, and files every line into the right category.
Give every pound a job. Envelopes show what's actually left for groceries, treats, and the holiday fund — at a glance, for everyone.
The portal
£0 hardware · bring your own tabletSkylight and Hearth charge £600–700 for a screen. Nestomic's portal mode turns any tablet your family already owns into a glanceable wall calendar: today's events, tonight's dinner, this week's chores, and what's left in the grocery envelope.
Budgeting software has a cruel irony: it costs the most to the people fighting hardest. So Nestomic's debt payoff toolkit — snowball and avalanche plans, payoff dates, progress you can feel — is free, permanently. That's the mission, and it's how families find us.
The honest comparison
| What a household needs | Nestomic | YNAB · Monarch | Skylight · Hearth |
|---|---|---|---|
| Envelope budgeting + bank sync | ✓ | ✓ | — |
| Receipt-photo AI categorisation | ✓ | — | — |
| Shopping lists & meal plans | ✓ | — | ✓ |
| Shared family calendar & chores | ✓ | — | ✓ |
| Wall-mounted display | Any tablet you own | — | Their hardware only |
| Hardware required | £0 | £0 | £600–700 |
| Free debt payoff tools | ✓ Forever | — | — |
Set up your household in ten minutes. Free debt toolkit forever, full household trial on us.