Pricing
Every plan covers the whole family — partners, kids, grandparents, the lot. And the debt payoff toolkit is free for everyone, permanently. Mission first.
£0 always
For households fighting their way out. No card, no trial clock, no nagging upgrade screens while you're at it.
£7.50 / month · billed yearly (£90), or £9 monthly
The full household operating system, for everyone under your roof.
No hardware. No per-seat pricing. Cancel in two clicks — your data exports with you.
Because the people who most need budgeting software are the least able to pay for it. A family servicing three debts shouldn't fund our roadmap before they've cleared their own. It's the mission — and honestly, it's also the best marketing we'll ever do: families who get free with Nestomic tend to stay for the household.
Questions, answered
Actually free. The Debt Toolkit has no time limit, no card on file, and no feature countdown. It exists because debt payoff is the mission, not a funnel — though we won't pretend we're sad when families upgrade later.
No — that's rather the point. Portal mode runs in the browser on any tablet you already own: an old iPad, a Fire tablet, anything. Skylight and Hearth charge £600–700 for hardware; we charge £0 because the software is the product.
Bank connections run through Plaid — the same infrastructure used by major banking apps. Nestomic never sees or stores your bank credentials, and read-only access means nothing can move money.
Unlimited, on every plan. Partners get full money access; kids can get just their chores, lists, and calendar — you decide who sees the numbers.
You drop to the free Debt Toolkit, keep your data, and can export everything as CSV anytime. No retention dark patterns; the cancel button is in settings, where it should be.
Nestomic is web-first and works beautifully in any mobile browser today — add it to your home screen and it behaves like an app. Native mobile apps are on the roadmap for phase three.
30 days of the full Household plan. Then £7.50 a month — or stay free on the Debt Toolkit forever.